Moving from Sofia to Lubbock (2026)

Lubbock has a COL index of 81 vs 48 for Sofia (100 = US average). Expect to pay about 69% more for the same lifestyle.

Pay ~$165 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
48 โ†’ 81
100 = US avg
1BR rent
$540 โ†’ $1,000
per month
State tax
10% โ†’ None
income tax
COL difference
48 โ†’ 81
69% more expensive

Salary needed in Lubbock to match your Sofia lifestyle

Based on the 69% cost of living increase between the two cities.

Your salary in SofiaEquivalent in Lubbock
$40K$67,500
$50K$84,375
$60K$101,250
$75K$126,563
$80K$135,000
$100K$168,750
$120K$202,500
$150K$253,125

Adjust your salary

Pay ~$449/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Sofia vs Lubbock

ExpenseSofiaLubbock
Monthly take-home$4,116$4,741
1BR rent$540$1,000
Groceries$380$346
Transport$150$38
Utilities$75$172
Internet$20$58
Left after essentials$2,951$3,127

Frequently asked questions

Is Lubbock cheaper than Sofia?

No. Lubbock has a cost of living index of 81 vs 48 for Sofia (100 = US average). That's about 69% more expensive.

How much will I save moving from Sofia to Lubbock?

On a $75K salary, moving from Sofia to Lubbock saves roughly $165/month on core expenses. That's ~$1,980/year.

What salary do I need in Lubbock to match my Sofia lifestyle?

To maintain the same purchasing power as $75,000 in Sofia, you'd need roughly $126,563/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only