Moving from Sofia to Billings (2026)

Billings has a COL index of 89 vs 48 for Sofia (100 = US average). Expect to pay about 85% more for the same lifestyle.

Pay ~$460 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
48 โ†’ 89
100 = US avg
1BR rent
$540 โ†’ $1,200
per month
State tax
10% โ†’ 6.8%
income tax
COL difference
48 โ†’ 89
85% more expensive

Salary needed in Billings to match your Sofia lifestyle

Based on the 85% cost of living increase between the two cities.

Your salary in SofiaEquivalent in Billings
$40K$74,167
$50K$92,708
$60K$111,250
$75K$139,063
$80K$148,333
$100K$185,417
$120K$222,500
$150K$278,125

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$662/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Sofia vs Billings

ExpenseSofiaBillings
Monthly take-home$4,116$4,316
1BR rent$540$1,200
Groceries$380$369
Transport$150$42
Utilities$75$148
Internet$20$68
Left after essentials$2,951$2,489

Frequently asked questions

Is Billings cheaper than Sofia?

No. Billings has a cost of living index of 89 vs 48 for Sofia (100 = US average). That's about 85% more expensive.

How much will I save moving from Sofia to Billings?

On a $75K salary, core expenses in Billings run about $460/month more than Sofia. Factor this into your salary negotiation when relocating.

What salary do I need in Billings to match my Sofia lifestyle?

To maintain the same purchasing power as $75,000 in Sofia, you'd need roughly $139,063/year in Billings. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only