Moving from Sioux Falls to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 88 for Sioux Falls (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$45 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8889
100 = US avg
1BR rent
$1,250$1,200
per month
State tax
None3.2%
income tax
Take-home at $75K
$4,741$4,541
per month

Salary needed in Indianapolis to match your Sioux Falls lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in Sioux FallsEquivalent in Indianapolis
$40K$40,455
$50K$50,568
$60K$60,682
$75K$75,852
$80K$80,909
$100K$101,136
$120K$121,364
$150K$151,705

Monthly budget at $75K — Sioux Falls vs Indianapolis

ExpenseSioux FallsIndianapolis
Monthly take-home$4,741$4,541
1BR rent$1,250$1,200
Groceries$365$357
Transport$42$60
Utilities$155$155
Internet$60$55
Left after essentials$2,869$2,714

Frequently asked questions

Is Indianapolis cheaper than Sioux Falls?

No. Indianapolis has a cost of living index of 89 vs 88 for Sioux Falls (100 = US average). That's about 1% more expensive.

How much will I save moving from Sioux Falls to Indianapolis?

On a $75K salary, moving from Sioux Falls to Indianapolis could save roughly $45/month on core expenses. That's ~$540/year.

What salary do I need in Indianapolis to match my Sioux Falls lifestyle?

To maintain the same purchasing power as $75,000 in Sioux Falls, you'd need roughly $75,852/year in Indianapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only