Moving from Seattle to Buffalo (2026)

Buffalo has a COL index of 90 vs 150 for Seattle (100 = US average). You'd pay about 40% less for the same lifestyle.

Save ~$1,139/mo
on core expenses · $75K salary baseline

Key differences

COL index
15090
100 = US avg
1BR rent
$2,400$1,250
per month
State tax
None6.9%
income tax
Take-home at $75K
$4,741$4,309
per month

Salary needed in Buffalo to match your Seattle lifestyle

Based on the 40% cost of living decrease between the two cities.

Your salary in SeattleEquivalent in Buffalo
$40K$24,000
$50K$30,000
$60K$36,000
$75K$45,000
$80K$48,000
$100K$60,000
$120K$72,000
$150K$90,000

Monthly budget at $75K — Seattle vs Buffalo

ExpenseSeattleBuffalo
Monthly take-home$4,741$4,309
1BR rent$2,400$1,250
Groceries$410$384
Transport$100$72
Utilities$120$185
Internet$65$65
Left after essentials$1,646$2,353

Frequently asked questions

Is Buffalo cheaper than Seattle?

Yes. Buffalo has a cost of living index of 90 vs 150 for Seattle (100 = US average). That's about 40% cheaper.

How much will I save moving from Seattle to Buffalo?

On a $75K salary, moving from Seattle to Buffalo could save roughly $1,139/month on core expenses. That's ~$13,668/year.

What salary do I need in Buffalo to match my Seattle lifestyle?

To maintain the same purchasing power as $75,000 in Seattle, you'd need roughly $45,000/year in Buffalo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only