Moving from Scottsdale to St. Paul (2026)

St. Paul has a COL index of 97 vs 117 for Scottsdale (100 = US average). You'd pay about 17% less for the same lifestyle.

Save ~$488/mo
on core expenses · $75K salary baseline

Key differences

COL index
11797
100 = US avg
1BR rent
$2,000$1,500
per month
State tax
2.5%9.9%
income tax
Take-home at $75K
$4,584$4,122
per month

Salary needed in St. Paul to match your Scottsdale lifestyle

Based on the 17% cost of living decrease between the two cities.

Your salary in ScottsdaleEquivalent in St. Paul
$40K$33,162
$50K$41,453
$60K$49,744
$75K$62,179
$80K$66,325
$100K$82,906
$120K$99,487
$150K$124,359

Monthly budget at $75K — Scottsdale vs St. Paul

ExpenseScottsdaleSt. Paul
Monthly take-home$4,584$4,122
1BR rent$2,000$1,500
Groceries$395$384
Transport$50$95
Utilities$215$195
Internet$65$63
Left after essentials$1,859$1,885

Frequently asked questions

Is St. Paul cheaper than Scottsdale?

Yes. St. Paul has a cost of living index of 97 vs 117 for Scottsdale (100 = US average). That's about 17% cheaper.

How much will I save moving from Scottsdale to St. Paul?

On a $75K salary, moving from Scottsdale to St. Paul could save roughly $488/month on core expenses. That's ~$5,856/year.

What salary do I need in St. Paul to match my Scottsdale lifestyle?

To maintain the same purchasing power as $75,000 in Scottsdale, you'd need roughly $62,179/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only