Moving from Scottsdale to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 117 for Scottsdale (100 = US average). You'd pay about 26% less for the same lifestyle.

Save ~$850/mo
on core expenses · $75K salary baseline

Key differences

COL index
11786
100 = US avg
1BR rent
$2,000$1,250
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in Chattanooga to match your Scottsdale lifestyle

Based on the 26% cost of living decrease between the two cities.

Your salary in ScottsdaleEquivalent in Chattanooga
$40K$29,402
$50K$36,752
$60K$44,103
$75K$55,128
$80K$58,803
$100K$73,504
$120K$88,205
$150K$110,256

Monthly budget at $75K — Scottsdale vs Chattanooga

ExpenseScottsdaleChattanooga
Monthly take-home$4,584$4,741
1BR rent$2,000$1,250
Groceries$395$357
Transport$50$45
Utilities$215$165
Internet$65$58
Left after essentials$1,859$2,866

Frequently asked questions

Is Chattanooga cheaper than Scottsdale?

Yes. Chattanooga has a cost of living index of 86 vs 117 for Scottsdale (100 = US average). That's about 26% cheaper.

How much will I save moving from Scottsdale to Chattanooga?

On a $75K salary, moving from Scottsdale to Chattanooga could save roughly $850/month on core expenses. That's ~$10,200/year.

What salary do I need in Chattanooga to match my Scottsdale lifestyle?

To maintain the same purchasing power as $75,000 in Scottsdale, you'd need roughly $55,128/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only