Moving from Santa Rosa to Madison (2026)

Madison has a COL index of 97 vs 140 for Santa Rosa (100 = US average). You'd pay about 31% less for the same lifestyle.

Save ~$577/mo
on core expenses · $75K salary baseline

Key differences

COL index
14097
100 = US avg
1BR rent
$2,200$1,650
per month
State tax
9.3%7.7%
income tax
Take-home at $75K
$4,159$4,259
per month

Salary needed in Madison to match your Santa Rosa lifestyle

Based on the 31% cost of living decrease between the two cities.

Your salary in Santa RosaEquivalent in Madison
$40K$27,714
$50K$34,643
$60K$41,571
$75K$51,964
$80K$55,429
$100K$69,286
$120K$83,143
$150K$103,929

Monthly budget at $75K — Santa Rosa vs Madison

ExpenseSanta RosaMadison
Monthly take-home$4,159$4,259
1BR rent$2,200$1,650
Groceries$410$384
Transport$72$62
Utilities$148$162
Internet$68$63
Left after essentials$1,261$1,938

Frequently asked questions

Is Madison cheaper than Santa Rosa?

Yes. Madison has a cost of living index of 97 vs 140 for Santa Rosa (100 = US average). That's about 31% cheaper.

How much will I save moving from Santa Rosa to Madison?

On a $75K salary, moving from Santa Rosa to Madison could save roughly $577/month on core expenses. That's ~$6,924/year.

What salary do I need in Madison to match my Santa Rosa lifestyle?

To maintain the same purchasing power as $75,000 in Santa Rosa, you'd need roughly $51,964/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only