Moving from Santa Rosa to Billings (2026)

Billings has a COL index of 89 vs 140 for Santa Rosa (100 = US average). You'd pay about 36% less for the same lifestyle.

Save ~$1,071/mo
on core expenses · $75K salary baseline

Key differences

COL index
14089
100 = US avg
1BR rent
$2,200$1,200
per month
State tax
9.3%6.8%
income tax
Take-home at $75K
$4,159$4,316
per month

Salary needed in Billings to match your Santa Rosa lifestyle

Based on the 36% cost of living decrease between the two cities.

Your salary in Santa RosaEquivalent in Billings
$40K$25,429
$50K$31,786
$60K$38,143
$75K$47,679
$80K$50,857
$100K$63,571
$120K$76,286
$150K$95,357

Monthly budget at $75K — Santa Rosa vs Billings

ExpenseSanta RosaBillings
Monthly take-home$4,159$4,316
1BR rent$2,200$1,200
Groceries$410$369
Transport$72$42
Utilities$148$148
Internet$68$68
Left after essentials$1,261$2,489

Frequently asked questions

Is Billings cheaper than Santa Rosa?

Yes. Billings has a cost of living index of 89 vs 140 for Santa Rosa (100 = US average). That's about 36% cheaper.

How much will I save moving from Santa Rosa to Billings?

On a $75K salary, moving from Santa Rosa to Billings could save roughly $1,071/month on core expenses. That's ~$12,852/year.

What salary do I need in Billings to match my Santa Rosa lifestyle?

To maintain the same purchasing power as $75,000 in Santa Rosa, you'd need roughly $47,679/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only