Moving from Santa Fe to St. Paul (2026)
St. Paul has a COL index of 97 vs 99 for Santa Fe (100 = US average). You'd pay about 2% less for the same lifestyle.
Key differences
Salary needed in St. Paul to match your Santa Fe lifestyle
Based on the 2% cost of living decrease between the two cities.
| Your salary in Santa Fe | Equivalent in St. Paul |
|---|---|
| $40K | $39,192 |
| $50K | $48,990 |
| $60K | $58,788 |
| $75K | $73,485 |
| $80K | $78,384 |
| $100K | $97,980 |
| $120K | $117,576 |
| $150K | $146,970 |
Monthly budget at $75K — Santa Fe vs St. Paul
| Expense | Santa Fe | St. Paul |
|---|---|---|
| Monthly take-home | $4,434 | $4,122 |
| 1BR rent | $1,550 | $1,500 |
| Groceries | $376 | $384 |
| Transport | $40 | $95 |
| Utilities | $158 | $195 |
| Internet | $65 | $63 |
| Left after essentials | $2,245 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Santa Fe?
Yes. St. Paul has a cost of living index of 97 vs 99 for Santa Fe (100 = US average). That's about 2% cheaper.
How much will I save moving from Santa Fe to St. Paul?
On a $75K salary, core expenses in St. Paul run about $48/month more than Santa Fe. Factor this into your salary negotiation when relocating.
What salary do I need in St. Paul to match my Santa Fe lifestyle?
To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $73,485/year in St. Paul. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only