Moving from Santa Fe to St. Louis (2026)

St. Louis has a COL index of 87 vs 99 for Santa Fe (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$223/mo
on core expenses · $75K salary baseline

Key differences

COL index
9987
100 = US avg
1BR rent
$1,550$1,300
per month
State tax
4.9%4.7%
income tax
Take-home at $75K
$4,434$4,447
per month

Salary needed in St. Louis to match your Santa Fe lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in Santa FeEquivalent in St. Louis
$40K$35,152
$50K$43,939
$60K$52,727
$75K$65,909
$80K$70,303
$100K$87,879
$120K$105,455
$150K$131,818

Monthly budget at $75K — Santa Fe vs St. Louis

ExpenseSanta FeSt. Louis
Monthly take-home$4,434$4,447
1BR rent$1,550$1,300
Groceries$376$369
Transport$40$75
Utilities$158$162
Internet$65$60
Left after essentials$2,245$2,481

Frequently asked questions

Is St. Louis cheaper than Santa Fe?

Yes. St. Louis has a cost of living index of 87 vs 99 for Santa Fe (100 = US average). That's about 12% cheaper.

How much will I save moving from Santa Fe to St. Louis?

On a $75K salary, moving from Santa Fe to St. Louis could save roughly $223/month on core expenses. That's ~$2,676/year.

What salary do I need in St. Louis to match my Santa Fe lifestyle?

To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $65,909/year in St. Louis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only