Moving from Santa Fe to Sioux Falls (2026)

Sioux Falls has a COL index of 88 vs 99 for Santa Fe (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$317/mo
on core expenses · $75K salary baseline

Key differences

COL index
9988
100 = US avg
1BR rent
$1,550$1,250
per month
State tax
4.9%None
income tax
Take-home at $75K
$4,434$4,741
per month

Salary needed in Sioux Falls to match your Santa Fe lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in Santa FeEquivalent in Sioux Falls
$40K$35,556
$50K$44,444
$60K$53,333
$75K$66,667
$80K$71,111
$100K$88,889
$120K$106,667
$150K$133,333

Monthly budget at $75K — Santa Fe vs Sioux Falls

ExpenseSanta FeSioux Falls
Monthly take-home$4,434$4,741
1BR rent$1,550$1,250
Groceries$376$365
Transport$40$42
Utilities$158$155
Internet$65$60
Left after essentials$2,245$2,869

Frequently asked questions

Is Sioux Falls cheaper than Santa Fe?

Yes. Sioux Falls has a cost of living index of 88 vs 99 for Santa Fe (100 = US average). That's about 11% cheaper.

How much will I save moving from Santa Fe to Sioux Falls?

On a $75K salary, moving from Santa Fe to Sioux Falls could save roughly $317/month on core expenses. That's ~$3,804/year.

What salary do I need in Sioux Falls to match my Santa Fe lifestyle?

To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $66,667/year in Sioux Falls. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only