Moving from Santa Fe to Missoula (2026)
Missoula has a COL index of 97 vs 99 for Santa Fe (100 = US average). You'd pay about 2% less for the same lifestyle.
Save ~$255/mo
on core expenses · $75K salary baseline
Key differences
COL index
9997
100 = US avg
1BR rent
$1,550$1,300
per month
State tax
4.9%6.8%
income tax
Take-home at $75K
$4,434$4,316
per month
Salary needed in Missoula to match your Santa Fe lifestyle
Based on the 2% cost of living decrease between the two cities.
| Your salary in Santa Fe | Equivalent in Missoula |
|---|---|
| $40K | $39,192 |
| $50K | $48,990 |
| $60K | $58,788 |
| $75K | $73,485 |
| $80K | $78,384 |
| $100K | $97,980 |
| $120K | $117,576 |
| $150K | $146,970 |
Monthly budget at $75K — Santa Fe vs Missoula
| Expense | Santa Fe | Missoula |
|---|---|---|
| Monthly take-home | $4,434 | $4,316 |
| 1BR rent | $1,550 | $1,300 |
| Groceries | $376 | $376 |
| Transport | $40 | $45 |
| Utilities | $158 | $145 |
| Internet | $65 | $68 |
| Left after essentials | $2,245 | $2,382 |
Frequently asked questions
Is Missoula cheaper than Santa Fe?
Yes. Missoula has a cost of living index of 97 vs 99 for Santa Fe (100 = US average). That's about 2% cheaper.
How much will I save moving from Santa Fe to Missoula?
On a $75K salary, moving from Santa Fe to Missoula could save roughly $255/month on core expenses. That's ~$3,060/year.
What salary do I need in Missoula to match my Santa Fe lifestyle?
To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $73,485/year in Missoula. This is based on the overall COL index difference between the two cities.
Moving from Missoula to Santa FeSanta Fe vs Missoula — full comparisonSanta Fe cost of livingMissoula cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only