Moving from Santa Fe to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 99 for Santa Fe (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$150 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
99102
100 = US avg
1BR rent
$1,550$1,650
per month
State tax
4.9%2.5%
income tax
Take-home at $75K
$4,434$4,584
per month

Salary needed in Flagstaff to match your Santa Fe lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in Santa FeEquivalent in Flagstaff
$40K$41,212
$50K$51,515
$60K$61,818
$75K$77,273
$80K$82,424
$100K$103,030
$120K$123,636
$150K$154,545

Monthly budget at $75K — Santa Fe vs Flagstaff

ExpenseSanta FeFlagstaff
Monthly take-home$4,434$4,584
1BR rent$1,550$1,650
Groceries$376$384
Transport$40$45
Utilities$158$195
Internet$65$65
Left after essentials$2,245$2,245

Frequently asked questions

Is Flagstaff cheaper than Santa Fe?

No. Flagstaff has a cost of living index of 102 vs 99 for Santa Fe (100 = US average). That's about 3% more expensive.

How much will I save moving from Santa Fe to Flagstaff?

On a $75K salary, core expenses in Flagstaff run about $150/month more than Santa Fe. Factor this into your salary negotiation when relocating.

What salary do I need in Flagstaff to match my Santa Fe lifestyle?

To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $77,273/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only