Moving from Santa Fe to Boise (2026)

Boise has a COL index of 105 vs 99 for Santa Fe (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$33 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
99105
100 = US avg
1BR rent
$1,550$1,600
per month
State tax
4.9%5.8%
income tax
Take-home at $75K
$4,434$4,378
per month

Salary needed in Boise to match your Santa Fe lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in Santa FeEquivalent in Boise
$40K$42,424
$50K$53,030
$60K$63,636
$75K$79,545
$80K$84,848
$100K$106,061
$120K$127,273
$150K$159,091

Monthly budget at $75K — Santa Fe vs Boise

ExpenseSanta FeBoise
Monthly take-home$4,434$4,378
1BR rent$1,550$1,600
Groceries$376$372
Transport$40$45
Utilities$158$145
Internet$65$60
Left after essentials$2,245$2,156

Frequently asked questions

Is Boise cheaper than Santa Fe?

No. Boise has a cost of living index of 105 vs 99 for Santa Fe (100 = US average). That's about 6% more expensive.

How much will I save moving from Santa Fe to Boise?

On a $75K salary, core expenses in Boise run about $33/month more than Santa Fe. Factor this into your salary negotiation when relocating.

What salary do I need in Boise to match my Santa Fe lifestyle?

To maintain the same purchasing power as $75,000 in Santa Fe, you'd need roughly $79,545/year in Boise. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only