Moving from San Jose to Durham (2026)

Durham has a COL index of 102 vs 189 for San Jose (100 = US average). You'd pay about 46% less for the same lifestyle.

Save ~$1,336/mo
on core expenses · $75K salary baseline

Key differences

COL index
189102
100 = US avg
1BR rent
$3,000$1,750
per month
State tax
9.3%4.5%
income tax
Take-home at $75K
$4,159$4,459
per month

Salary needed in Durham to match your San Jose lifestyle

Based on the 46% cost of living decrease between the two cities.

Your salary in San JoseEquivalent in Durham
$40K$21,587
$50K$26,984
$60K$32,381
$75K$40,476
$80K$43,175
$100K$53,968
$120K$64,762
$150K$80,952

Monthly budget at $75K — San Jose vs Durham

ExpenseSan JoseDurham
Monthly take-home$4,159$4,459
1BR rent$3,000$1,750
Groceries$437$372
Transport$100$82
Utilities$150$155
Internet$70$62
Left after essentials$402$2,038

Frequently asked questions

Is Durham cheaper than San Jose?

Yes. Durham has a cost of living index of 102 vs 189 for San Jose (100 = US average). That's about 46% cheaper.

How much will I save moving from San Jose to Durham?

On a $75K salary, moving from San Jose to Durham could save roughly $1,336/month on core expenses. That's ~$16,032/year.

What salary do I need in Durham to match my San Jose lifestyle?

To maintain the same purchasing power as $75,000 in San Jose, you'd need roughly $40,476/year in Durham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only