Moving from San Jose to Dayton (2026)

Dayton has a COL index of 83 vs 189 for San Jose (100 = US average). You'd pay about 56% less for the same lifestyle.

Save ~$2,016/mo
on core expenses · $75K salary baseline

Key differences

COL index
18983
100 = US avg
1BR rent
$3,000$1,100
per month
State tax
9.3%3.5%
income tax
Take-home at $75K
$4,159$4,522
per month

Salary needed in Dayton to match your San Jose lifestyle

Based on the 56% cost of living decrease between the two cities.

Your salary in San JoseEquivalent in Dayton
$40K$17,566
$50K$21,958
$60K$26,349
$75K$32,937
$80K$35,132
$100K$43,915
$120K$52,698
$150K$65,873

Monthly budget at $75K — San Jose vs Dayton

ExpenseSan JoseDayton
Monthly take-home$4,159$4,522
1BR rent$3,000$1,100
Groceries$437$361
Transport$100$60
Utilities$150$162
Internet$70$58
Left after essentials$402$2,781

Frequently asked questions

Is Dayton cheaper than San Jose?

Yes. Dayton has a cost of living index of 83 vs 189 for San Jose (100 = US average). That's about 56% cheaper.

How much will I save moving from San Jose to Dayton?

On a $75K salary, moving from San Jose to Dayton could save roughly $2,016/month on core expenses. That's ~$24,192/year.

What salary do I need in Dayton to match my San Jose lifestyle?

To maintain the same purchasing power as $75,000 in San Jose, you'd need roughly $32,937/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only