Moving from San Jose to Billings (2026)
Billings has a COL index of 89 vs 189 for San Jose (100 = US average). You'd pay about 53% less for the same lifestyle.
Key differences
Salary needed in Billings to match your San Jose lifestyle
Based on the 53% cost of living decrease between the two cities.
| Your salary in San Jose | Equivalent in Billings |
|---|---|
| $40K | $18,836 |
| $50K | $23,545 |
| $60K | $28,254 |
| $75K | $35,317 |
| $80K | $37,672 |
| $100K | $47,090 |
| $120K | $56,508 |
| $150K | $70,635 |
Monthly budget at $75K — San Jose vs Billings
| Expense | San Jose | Billings |
|---|---|---|
| Monthly take-home | $4,159 | $4,316 |
| 1BR rent | $3,000 | $1,200 |
| Groceries | $437 | $369 |
| Transport | $100 | $42 |
| Utilities | $150 | $148 |
| Internet | $70 | $68 |
| Left after essentials | $402 | $2,489 |
Frequently asked questions
Is Billings cheaper than San Jose?
Yes. Billings has a cost of living index of 89 vs 189 for San Jose (100 = US average). That's about 53% cheaper.
How much will I save moving from San Jose to Billings?
On a $75K salary, moving from San Jose to Billings could save roughly $1,930/month on core expenses. That's ~$23,160/year.
What salary do I need in Billings to match my San Jose lifestyle?
To maintain the same purchasing power as $75,000 in San Jose, you'd need roughly $35,317/year in Billings. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only