Moving from San Francisco to Provo (2026)

Provo has a COL index of 99 vs 194 for San Francisco (100 = US average). You'd pay about 49% less for the same lifestyle.

Save ~$2,333/mo
on core expenses · $75K salary baseline

Key differences

COL index
19499
100 = US avg
1BR rent
$3,600$1,400
per month
State tax
9.3%4.7%
income tax
Take-home at $75K
$4,159$4,447
per month

Salary needed in Provo to match your San Francisco lifestyle

Based on the 49% cost of living decrease between the two cities.

Your salary in San FranciscoEquivalent in Provo
$40K$20,412
$50K$25,515
$60K$30,619
$75K$38,273
$80K$40,825
$100K$51,031
$120K$61,237
$150K$76,546

Monthly budget at $75K — San Francisco vs Provo

ExpenseSan FranciscoProvo
Monthly take-home$4,159$4,447
1BR rent$3,600$1,400
Groceries$448$372
Transport$100$62
Utilities$160$148
Internet$70$63
Left after essentials$-219$2,402

Frequently asked questions

Is Provo cheaper than San Francisco?

Yes. Provo has a cost of living index of 99 vs 194 for San Francisco (100 = US average). That's about 49% cheaper.

How much will I save moving from San Francisco to Provo?

On a $75K salary, moving from San Francisco to Provo could save roughly $2,333/month on core expenses. That's ~$27,996/year.

What salary do I need in Provo to match my San Francisco lifestyle?

To maintain the same purchasing power as $75,000 in San Francisco, you'd need roughly $38,273/year in Provo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only