Moving from San Francisco to Portland (2026)

Portland has a COL index of 125 vs 194 for San Francisco (100 = US average). You'd pay about 36% less for the same lifestyle.

Save ~$1,776/mo
on core expenses · $75K salary baseline

Key differences

COL index
194125
100 = US avg
1BR rent
$3,600$1,900
per month
State tax
9.3%9.9%
income tax
Take-home at $75K
$4,159$4,122
per month

Salary needed in Portland to match your San Francisco lifestyle

Based on the 36% cost of living decrease between the two cities.

Your salary in San FranciscoEquivalent in Portland
$40K$25,773
$50K$32,216
$60K$38,660
$75K$48,325
$80K$51,546
$100K$64,433
$120K$77,320
$150K$96,649

Monthly budget at $75K — San Francisco vs Portland

ExpenseSan FranciscoPortland
Monthly take-home$4,159$4,122
1BR rent$3,600$1,900
Groceries$448$407
Transport$100$100
Utilities$160$130
Internet$70$65
Left after essentials$-219$1,520

Frequently asked questions

Is Portland cheaper than San Francisco?

Yes. Portland has a cost of living index of 125 vs 194 for San Francisco (100 = US average). That's about 36% cheaper.

How much will I save moving from San Francisco to Portland?

On a $75K salary, moving from San Francisco to Portland could save roughly $1,776/month on core expenses. That's ~$21,312/year.

What salary do I need in Portland to match my San Francisco lifestyle?

To maintain the same purchasing power as $75,000 in San Francisco, you'd need roughly $48,325/year in Portland. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only