Moving from San Francisco to Colorado Springs (2026)
Colorado Springs has a COL index of 95 vs 194 for San Francisco (100 = US average). You'd pay about 51% less for the same lifestyle.
Key differences
Salary needed in Colorado Springs to match your San Francisco lifestyle
Based on the 51% cost of living decrease between the two cities.
| Your salary in San Francisco | Equivalent in Colorado Springs |
|---|---|
| $40K | $19,588 |
| $50K | $24,485 |
| $60K | $29,381 |
| $75K | $36,727 |
| $80K | $39,175 |
| $100K | $48,969 |
| $120K | $58,763 |
| $150K | $73,454 |
Monthly budget at $75K — San Francisco vs Colorado Springs
| Expense | San Francisco | Colorado Springs |
|---|---|---|
| Monthly take-home | $4,159 | $4,466 |
| 1BR rent | $3,600 | $1,500 |
| Groceries | $448 | $372 |
| Transport | $100 | $55 |
| Utilities | $160 | $145 |
| Internet | $70 | $65 |
| Left after essentials | $-219 | $2,329 |
Frequently asked questions
Is Colorado Springs cheaper than San Francisco?
Yes. Colorado Springs has a cost of living index of 95 vs 194 for San Francisco (100 = US average). That's about 51% cheaper.
How much will I save moving from San Francisco to Colorado Springs?
On a $75K salary, moving from San Francisco to Colorado Springs could save roughly $2,241/month on core expenses. That's ~$26,892/year.
What salary do I need in Colorado Springs to match my San Francisco lifestyle?
To maintain the same purchasing power as $75,000 in San Francisco, you'd need roughly $36,727/year in Colorado Springs. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only