Moving from San Francisco to Boise (2026)
Boise has a COL index of 105 vs 194 for San Francisco (100 = US average). You'd pay about 46% less for the same lifestyle.
Key differences
Salary needed in Boise to match your San Francisco lifestyle
Based on the 46% cost of living decrease between the two cities.
| Your salary in San Francisco | Equivalent in Boise |
|---|---|
| $40K | $21,649 |
| $50K | $27,062 |
| $60K | $32,474 |
| $75K | $40,593 |
| $80K | $43,299 |
| $100K | $54,124 |
| $120K | $64,948 |
| $150K | $81,186 |
Monthly budget at $75K — San Francisco vs Boise
| Expense | San Francisco | Boise |
|---|---|---|
| Monthly take-home | $4,159 | $4,378 |
| 1BR rent | $3,600 | $1,600 |
| Groceries | $448 | $372 |
| Transport | $100 | $45 |
| Utilities | $160 | $145 |
| Internet | $70 | $60 |
| Left after essentials | $-219 | $2,156 |
Frequently asked questions
Is Boise cheaper than San Francisco?
Yes. Boise has a cost of living index of 105 vs 194 for San Francisco (100 = US average). That's about 46% cheaper.
How much will I save moving from San Francisco to Boise?
On a $75K salary, moving from San Francisco to Boise could save roughly $2,156/month on core expenses. That's ~$25,872/year.
What salary do I need in Boise to match my San Francisco lifestyle?
To maintain the same purchasing power as $75,000 in San Francisco, you'd need roughly $40,593/year in Boise. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only