Moving from San Diego to Providence (2026)

Providence has a COL index of 108 vs 148 for San Diego (100 = US average). You'd pay about 27% less for the same lifestyle.

Save ~$772/mo
on core expenses · $75K salary baseline

Key differences

COL index
148108
100 = US avg
1BR rent
$2,600$1,800
per month
State tax
9.3%6%
income tax
Take-home at $75K
$4,159$4,366
per month

Salary needed in Providence to match your San Diego lifestyle

Based on the 27% cost of living decrease between the two cities.

Your salary in San DiegoEquivalent in Providence
$40K$29,189
$50K$36,486
$60K$43,784
$75K$54,730
$80K$58,378
$100K$72,973
$120K$87,568
$150K$109,459

Monthly budget at $75K — San Diego vs Providence

ExpenseSan DiegoProvidence
Monthly take-home$4,159$4,366
1BR rent$2,600$1,800
Groceries$414$399
Transport$100$75
Utilities$130$195
Internet$65$68
Left after essentials$850$1,829

Frequently asked questions

Is Providence cheaper than San Diego?

Yes. Providence has a cost of living index of 108 vs 148 for San Diego (100 = US average). That's about 27% cheaper.

How much will I save moving from San Diego to Providence?

On a $75K salary, moving from San Diego to Providence could save roughly $772/month on core expenses. That's ~$9,264/year.

What salary do I need in Providence to match my San Diego lifestyle?

To maintain the same purchasing power as $75,000 in San Diego, you'd need roughly $54,730/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only