Moving from San Diego to Missoula (2026)

Missoula has a COL index of 97 vs 148 for San Diego (100 = US average). You'd pay about 34% less for the same lifestyle.

Save ~$1,375/mo
on core expenses · $75K salary baseline

Key differences

COL index
14897
100 = US avg
1BR rent
$2,600$1,300
per month
State tax
9.3%6.8%
income tax
Take-home at $75K
$4,159$4,316
per month

Salary needed in Missoula to match your San Diego lifestyle

Based on the 34% cost of living decrease between the two cities.

Your salary in San DiegoEquivalent in Missoula
$40K$26,216
$50K$32,770
$60K$39,324
$75K$49,155
$80K$52,432
$100K$65,541
$120K$78,649
$150K$98,311

Monthly budget at $75K — San Diego vs Missoula

ExpenseSan DiegoMissoula
Monthly take-home$4,159$4,316
1BR rent$2,600$1,300
Groceries$414$376
Transport$100$45
Utilities$130$145
Internet$65$68
Left after essentials$850$2,382

Frequently asked questions

Is Missoula cheaper than San Diego?

Yes. Missoula has a cost of living index of 97 vs 148 for San Diego (100 = US average). That's about 34% cheaper.

How much will I save moving from San Diego to Missoula?

On a $75K salary, moving from San Diego to Missoula could save roughly $1,375/month on core expenses. That's ~$16,500/year.

What salary do I need in Missoula to match my San Diego lifestyle?

To maintain the same purchasing power as $75,000 in San Diego, you'd need roughly $49,155/year in Missoula. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only