Moving from San Antonio to Richmond (2026)

Richmond has a COL index of 98 vs 87 for San Antonio (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$518 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8798
100 = US avg
1BR rent
$1,100$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Richmond to match your San Antonio lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in San AntonioEquivalent in Richmond
$40K$45,057
$50K$56,322
$60K$67,586
$75K$84,483
$80K$90,115
$100K$112,644
$120K$135,172
$150K$168,966

Monthly budget at $75K — San Antonio vs Richmond

ExpenseSan AntonioRichmond
Monthly take-home$4,741$4,378
1BR rent$1,100$1,600
Groceries$353$369
Transport$48$70
Utilities$175$155
Internet$60$60
Left after essentials$3,005$2,124

Frequently asked questions

Is Richmond cheaper than San Antonio?

No. Richmond has a cost of living index of 98 vs 87 for San Antonio (100 = US average). That's about 13% more expensive.

How much will I save moving from San Antonio to Richmond?

On a $75K salary, core expenses in Richmond run about $518/month more than San Antonio. Factor this into your salary negotiation when relocating.

What salary do I need in Richmond to match my San Antonio lifestyle?

To maintain the same purchasing power as $75,000 in San Antonio, you'd need roughly $84,483/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only