Moving from Salt Lake City to St. Paul (2026)

St. Paul has a COL index of 97 vs 107 for Salt Lake City (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$135/mo
on core expenses · $75K salary baseline

Key differences

COL index
10797
100 = US avg
1BR rent
$1,700$1,500
per month
State tax
4.7%9.9%
income tax
Take-home at $75K
$4,447$4,122
per month

Salary needed in St. Paul to match your Salt Lake City lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in Salt Lake CityEquivalent in St. Paul
$40K$36,262
$50K$45,327
$60K$54,393
$75K$67,991
$80K$72,523
$100K$90,654
$120K$108,785
$150K$135,981

Monthly budget at $75K — Salt Lake City vs St. Paul

ExpenseSalt Lake CitySt. Paul
Monthly take-home$4,447$4,122
1BR rent$1,700$1,500
Groceries$372$384
Transport$90$95
Utilities$150$195
Internet$60$63
Left after essentials$2,075$1,885

Frequently asked questions

Is St. Paul cheaper than Salt Lake City?

Yes. St. Paul has a cost of living index of 97 vs 107 for Salt Lake City (100 = US average). That's about 9% cheaper.

How much will I save moving from Salt Lake City to St. Paul?

On a $75K salary, moving from Salt Lake City to St. Paul could save roughly $135/month on core expenses. That's ~$1,620/year.

What salary do I need in St. Paul to match my Salt Lake City lifestyle?

To maintain the same purchasing power as $75,000 in Salt Lake City, you'd need roughly $67,991/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only