Moving from Sacramento to Missoula (2026)

Missoula has a COL index of 97 vs 127 for Sacramento (100 = US average). You'd pay about 24% less for the same lifestyle.

Save ~$784/mo
on core expenses · $75K salary baseline

Key differences

COL index
12797
100 = US avg
1BR rent
$2,000$1,300
per month
State tax
9.3%6.8%
income tax
Take-home at $75K
$4,159$4,316
per month

Salary needed in Missoula to match your Sacramento lifestyle

Based on the 24% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in Missoula
$40K$30,551
$50K$38,189
$60K$45,827
$75K$57,283
$80K$61,102
$100K$76,378
$120K$91,654
$150K$114,567

Monthly budget at $75K — Sacramento vs Missoula

ExpenseSacramentoMissoula
Monthly take-home$4,159$4,316
1BR rent$2,000$1,300
Groceries$403$376
Transport$100$45
Utilities$150$145
Internet$65$68
Left after essentials$1,441$2,382

Frequently asked questions

Is Missoula cheaper than Sacramento?

Yes. Missoula has a cost of living index of 97 vs 127 for Sacramento (100 = US average). That's about 24% cheaper.

How much will I save moving from Sacramento to Missoula?

On a $75K salary, moving from Sacramento to Missoula could save roughly $784/month on core expenses. That's ~$9,408/year.

What salary do I need in Missoula to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $57,283/year in Missoula. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only