Moving from Sacramento to Melbourne (2026)

Melbourne has a COL index of 110 vs 127 for Sacramento (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$1,831/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
127 โ†’ 110
100 = US avg
1BR rent
$2,000 โ†’ $1,600
per month
State tax
9.3% โ†’ 45%
income tax
COL difference
127 โ†’ 110
13% cheaper

Salary needed in Melbourne to match your Sacramento lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in Melbourne
$40K$34,646
$50K$43,307
$60K$51,969
$75K$64,961
$80K$69,291
$100K$86,614
$120K$103,937
$150K$129,921

Adjust your salary

Save ~$396/moon core expenses at $75K

Monthly budget at $75K โ€” Sacramento vs Melbourne

ExpenseSacramentoMelbourne
Monthly take-home$4,159$3,000
1BR rent$2,000$1,600
Groceries$403$380
Transport$100$150
Utilities$150$130
Internet$65$62
Left after essentials$1,441$678

30-Year Wealth Builder

If you invest your monthly savings of $396 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$483,109

over 30 years compared to staying in Sacramento โ€” that's the real price of a city.

$396/mo invested

Frequently asked questions

Is Melbourne cheaper than Sacramento?

Yes. Melbourne has a cost of living index of 110 vs 127 for Sacramento (100 = US average). That's about 13% cheaper.

How much will I save moving from Sacramento to Melbourne?

On a $75K salary, core expenses in Melbourne run about $1,831/month more than Sacramento. Factor this into your salary negotiation when relocating.

What salary do I need in Melbourne to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $64,961/year in Melbourne. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only