Moving from Sacramento to Las Cruces (2026)

Las Cruces has a COL index of 82 vs 127 for Sacramento (100 = US average). You'd pay about 35% less for the same lifestyle.

Save ~$1,118/mo
on core expenses · $75K salary baseline

Key differences

COL index
12782
100 = US avg
1BR rent
$2,000$1,000
per month
State tax
9.3%4.9%
income tax
Take-home at $75K
$4,159$4,434
per month

Salary needed in Las Cruces to match your Sacramento lifestyle

Based on the 35% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in Las Cruces
$40K$25,827
$50K$32,283
$60K$38,740
$75K$48,425
$80K$51,654
$100K$64,567
$120K$77,480
$150K$96,850

Monthly budget at $75K — Sacramento vs Las Cruces

ExpenseSacramentoLas Cruces
Monthly take-home$4,159$4,434
1BR rent$2,000$1,000
Groceries$403$350
Transport$100$38
Utilities$150$152
Internet$65$60
Left after essentials$1,441$2,834

Frequently asked questions

Is Las Cruces cheaper than Sacramento?

Yes. Las Cruces has a cost of living index of 82 vs 127 for Sacramento (100 = US average). That's about 35% cheaper.

How much will I save moving from Sacramento to Las Cruces?

On a $75K salary, moving from Sacramento to Las Cruces could save roughly $1,118/month on core expenses. That's ~$13,416/year.

What salary do I need in Las Cruces to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $48,425/year in Las Cruces. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only