Moving from Sacramento to Flagstaff (2026)

Flagstaff has a COL index of 102 vs 127 for Sacramento (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$379/mo
on core expenses · $75K salary baseline

Key differences

COL index
127102
100 = US avg
1BR rent
$2,000$1,650
per month
State tax
9.3%2.5%
income tax
Take-home at $75K
$4,159$4,584
per month

Salary needed in Flagstaff to match your Sacramento lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in Flagstaff
$40K$32,126
$50K$40,157
$60K$48,189
$75K$60,236
$80K$64,252
$100K$80,315
$120K$96,378
$150K$120,472

Monthly budget at $75K — Sacramento vs Flagstaff

ExpenseSacramentoFlagstaff
Monthly take-home$4,159$4,584
1BR rent$2,000$1,650
Groceries$403$384
Transport$100$45
Utilities$150$195
Internet$65$65
Left after essentials$1,441$2,245

Frequently asked questions

Is Flagstaff cheaper than Sacramento?

Yes. Flagstaff has a cost of living index of 102 vs 127 for Sacramento (100 = US average). That's about 20% cheaper.

How much will I save moving from Sacramento to Flagstaff?

On a $75K salary, moving from Sacramento to Flagstaff could save roughly $379/month on core expenses. That's ~$4,548/year.

What salary do I need in Flagstaff to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $60,236/year in Flagstaff. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only