Moving from Sacramento to Des Moines (2026)

Des Moines has a COL index of 87 vs 127 for Sacramento (100 = US average). You'd pay about 31% less for the same lifestyle.

Save ~$888/mo
on core expenses · $75K salary baseline

Key differences

COL index
12787
100 = US avg
1BR rent
$2,000$1,200
per month
State tax
9.3%5.7%
income tax
Take-home at $75K
$4,159$4,384
per month

Salary needed in Des Moines to match your Sacramento lifestyle

Based on the 31% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in Des Moines
$40K$27,402
$50K$34,252
$60K$41,102
$75K$51,378
$80K$54,803
$100K$68,504
$120K$82,205
$150K$102,756

Monthly budget at $75K — Sacramento vs Des Moines

ExpenseSacramentoDes Moines
Monthly take-home$4,159$4,384
1BR rent$2,000$1,200
Groceries$403$365
Transport$100$50
Utilities$150$155
Internet$65$60
Left after essentials$1,441$2,554

Frequently asked questions

Is Des Moines cheaper than Sacramento?

Yes. Des Moines has a cost of living index of 87 vs 127 for Sacramento (100 = US average). That's about 31% cheaper.

How much will I save moving from Sacramento to Des Moines?

On a $75K salary, moving from Sacramento to Des Moines could save roughly $888/month on core expenses. That's ~$10,656/year.

What salary do I need in Des Moines to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $51,378/year in Des Moines. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only