Moving from Sacramento to Albany (2026)
Albany has a COL index of 92 vs 127 for Sacramento (100 = US average). You'd pay about 28% less for the same lifestyle.
Key differences
Salary needed in Albany to match your Sacramento lifestyle
Based on the 28% cost of living decrease between the two cities.
| Your salary in Sacramento | Equivalent in Albany |
|---|---|
| $40K | $28,976 |
| $50K | $36,220 |
| $60K | $43,465 |
| $75K | $54,331 |
| $80K | $57,953 |
| $100K | $72,441 |
| $120K | $86,929 |
| $150K | $108,661 |
Monthly budget at $75K — Sacramento vs Albany
| Expense | Sacramento | Albany |
|---|---|---|
| Monthly take-home | $4,159 | $4,309 |
| 1BR rent | $2,000 | $1,400 |
| Groceries | $403 | $380 |
| Transport | $100 | $68 |
| Utilities | $150 | $185 |
| Internet | $65 | $65 |
| Left after essentials | $1,441 | $2,211 |
Frequently asked questions
Is Albany cheaper than Sacramento?
Yes. Albany has a cost of living index of 92 vs 127 for Sacramento (100 = US average). That's about 28% cheaper.
How much will I save moving from Sacramento to Albany?
On a $75K salary, moving from Sacramento to Albany could save roughly $620/month on core expenses. That's ~$7,440/year.
What salary do I need in Albany to match my Sacramento lifestyle?
To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $54,331/year in Albany. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only