Moving from Rockford to Wilmington (2026)

Wilmington has a COL index of 93 vs 82 for Rockford (100 = US average). Expect to pay about 13% more for the same lifestyle.

Pay ~$514 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8293
100 = US avg
1BR rent
$1,050$1,550
per month
State tax
5%4.5%
income tax
Take-home at $75K
$4,428$4,459
per month

Salary needed in Wilmington to match your Rockford lifestyle

Based on the 13% cost of living increase between the two cities.

Your salary in RockfordEquivalent in Wilmington
$40K$45,366
$50K$56,707
$60K$68,049
$75K$85,061
$80K$90,732
$100K$113,415
$120K$136,098
$150K$170,122

Monthly budget at $75K — Rockford vs Wilmington

ExpenseRockfordWilmington
Monthly take-home$4,428$4,459
1BR rent$1,050$1,550
Groceries$357$372
Transport$50$45
Utilities$158$158
Internet$58$62
Left after essentials$2,755$2,272

Frequently asked questions

Is Wilmington cheaper than Rockford?

No. Wilmington has a cost of living index of 93 vs 82 for Rockford (100 = US average). That's about 13% more expensive.

How much will I save moving from Rockford to Wilmington?

On a $75K salary, core expenses in Wilmington run about $514/month more than Rockford. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my Rockford lifestyle?

To maintain the same purchasing power as $75,000 in Rockford, you'd need roughly $85,061/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only