Moving from Rockford to Dayton (2026)

Dayton has a COL index of 83 vs 82 for Rockford (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$68 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8283
100 = US avg
1BR rent
$1,050$1,100
per month
State tax
5%3.5%
income tax
Take-home at $75K
$4,428$4,522
per month

Salary needed in Dayton to match your Rockford lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in RockfordEquivalent in Dayton
$40K$40,488
$50K$50,610
$60K$60,732
$75K$75,915
$80K$80,976
$100K$101,220
$120K$121,463
$150K$151,829

Monthly budget at $75K — Rockford vs Dayton

ExpenseRockfordDayton
Monthly take-home$4,428$4,522
1BR rent$1,050$1,100
Groceries$357$361
Transport$50$60
Utilities$158$162
Internet$58$58
Left after essentials$2,755$2,781

Frequently asked questions

Is Dayton cheaper than Rockford?

No. Dayton has a cost of living index of 83 vs 82 for Rockford (100 = US average). That's about 1% more expensive.

How much will I save moving from Rockford to Dayton?

On a $75K salary, core expenses in Dayton run about $68/month more than Rockford. Factor this into your salary negotiation when relocating.

What salary do I need in Dayton to match my Rockford lifestyle?

To maintain the same purchasing power as $75,000 in Rockford, you'd need roughly $75,915/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only