Moving from Rochester to Naperville (2026)

Naperville has a COL index of 100 vs 89 for Rochester (100 = US average). Expect to pay about 12% more for the same lifestyle.

Pay ~$336 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89100
100 = US avg
1BR rent
$1,300$1,650
per month
State tax
6.9%5%
income tax
Take-home at $75K
$4,309$4,428
per month

Salary needed in Naperville to match your Rochester lifestyle

Based on the 12% cost of living increase between the two cities.

Your salary in RochesterEquivalent in Naperville
$40K$44,944
$50K$56,180
$60K$67,416
$75K$84,270
$80K$89,888
$100K$112,360
$120K$134,831
$150K$168,539

Monthly budget at $75K — Rochester vs Naperville

ExpenseRochesterNaperville
Monthly take-home$4,309$4,428
1BR rent$1,300$1,650
Groceries$376$380
Transport$65$72
Utilities$180$158
Internet$65$62
Left after essentials$2,323$2,106

Frequently asked questions

Is Naperville cheaper than Rochester?

No. Naperville has a cost of living index of 100 vs 89 for Rochester (100 = US average). That's about 12% more expensive.

How much will I save moving from Rochester to Naperville?

On a $75K salary, core expenses in Naperville run about $336/month more than Rochester. Factor this into your salary negotiation when relocating.

What salary do I need in Naperville to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $84,270/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only