Moving from Rochester to Lincoln (2026)

Lincoln has a COL index of 86 vs 89 for Rochester (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$221/mo
on core expenses · $75K salary baseline

Key differences

COL index
8986
100 = US avg
1BR rent
$1,300$1,150
per month
State tax
6.9%5.8%
income tax
Take-home at $75K
$4,309$4,378
per month

Salary needed in Lincoln to match your Rochester lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in RochesterEquivalent in Lincoln
$40K$38,652
$50K$48,315
$60K$57,978
$75K$72,472
$80K$77,303
$100K$96,629
$120K$115,955
$150K$144,944

Monthly budget at $75K — Rochester vs Lincoln

ExpenseRochesterLincoln
Monthly take-home$4,309$4,378
1BR rent$1,300$1,150
Groceries$376$357
Transport$65$48
Utilities$180$152
Internet$65$58
Left after essentials$2,323$2,613

Frequently asked questions

Is Lincoln cheaper than Rochester?

Yes. Lincoln has a cost of living index of 86 vs 89 for Rochester (100 = US average). That's about 3% cheaper.

How much will I save moving from Rochester to Lincoln?

On a $75K salary, moving from Rochester to Lincoln could save roughly $221/month on core expenses. That's ~$2,652/year.

What salary do I need in Lincoln to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $72,472/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only