Moving from Rochester to Bismarck (2026)

Bismarck has a COL index of 87 vs 89 for Rochester (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$208/mo
on core expenses · $75K salary baseline

Key differences

COL index
8987
100 = US avg
1BR rent
$1,300$1,150
per month
State tax
6.9%2.5%
income tax
Take-home at $75K
$4,309$4,584
per month

Salary needed in Bismarck to match your Rochester lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in RochesterEquivalent in Bismarck
$40K$39,101
$50K$48,876
$60K$58,652
$75K$73,315
$80K$78,202
$100K$97,753
$120K$117,303
$150K$146,629

Monthly budget at $75K — Rochester vs Bismarck

ExpenseRochesterBismarck
Monthly take-home$4,309$4,584
1BR rent$1,300$1,150
Groceries$376$369
Transport$65$42
Utilities$180$152
Internet$65$65
Left after essentials$2,323$2,806

Frequently asked questions

Is Bismarck cheaper than Rochester?

Yes. Bismarck has a cost of living index of 87 vs 89 for Rochester (100 = US average). That's about 2% cheaper.

How much will I save moving from Rochester to Bismarck?

On a $75K salary, moving from Rochester to Bismarck could save roughly $208/month on core expenses. That's ~$2,496/year.

What salary do I need in Bismarck to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $73,315/year in Bismarck. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only