Moving from Rochester to Wilmington (2026)

Wilmington has a COL index of 93 vs 94 for Rochester (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$122/mo
on core expenses · $75K salary baseline

Key differences

COL index
9493
100 = US avg
1BR rent
$1,400$1,550
per month
State tax
9.9%4.5%
income tax
Take-home at $75K
$4,122$4,459
per month

Salary needed in Wilmington to match your Rochester lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in RochesterEquivalent in Wilmington
$40K$39,574
$50K$49,468
$60K$59,362
$75K$74,202
$80K$79,149
$100K$98,936
$120K$118,723
$150K$148,404

Monthly budget at $75K — Rochester vs Wilmington

ExpenseRochesterWilmington
Monthly take-home$4,122$4,459
1BR rent$1,400$1,550
Groceries$380$372
Transport$55$45
Utilities$168$158
Internet$62$62
Left after essentials$2,057$2,272

Frequently asked questions

Is Wilmington cheaper than Rochester?

Yes. Wilmington has a cost of living index of 93 vs 94 for Rochester (100 = US average). That's about 1% cheaper.

How much will I save moving from Rochester to Wilmington?

On a $75K salary, core expenses in Wilmington run about $122/month more than Rochester. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $74,202/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only