Moving from Rochester to Naperville (2026)

Naperville has a COL index of 100 vs 94 for Rochester (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$257 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
94100
100 = US avg
1BR rent
$1,400$1,650
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month

Salary needed in Naperville to match your Rochester lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in RochesterEquivalent in Naperville
$40K$42,553
$50K$53,191
$60K$63,830
$75K$79,787
$80K$85,106
$100K$106,383
$120K$127,660
$150K$159,574

Monthly budget at $75K — Rochester vs Naperville

ExpenseRochesterNaperville
Monthly take-home$4,122$4,428
1BR rent$1,400$1,650
Groceries$380$380
Transport$55$72
Utilities$168$158
Internet$62$62
Left after essentials$2,057$2,106

Frequently asked questions

Is Naperville cheaper than Rochester?

No. Naperville has a cost of living index of 100 vs 94 for Rochester (100 = US average). That's about 6% more expensive.

How much will I save moving from Rochester to Naperville?

On a $75K salary, core expenses in Naperville run about $257/month more than Rochester. Factor this into your salary negotiation when relocating.

What salary do I need in Naperville to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $79,787/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only