Moving from Rochester to Lincoln (2026)

Lincoln has a COL index of 86 vs 94 for Rochester (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$300/mo
on core expenses · $75K salary baseline

Key differences

COL index
9486
100 = US avg
1BR rent
$1,400$1,150
per month
State tax
9.9%5.8%
income tax
Take-home at $75K
$4,122$4,378
per month

Salary needed in Lincoln to match your Rochester lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in RochesterEquivalent in Lincoln
$40K$36,596
$50K$45,745
$60K$54,894
$75K$68,617
$80K$73,191
$100K$91,489
$120K$109,787
$150K$137,234

Monthly budget at $75K — Rochester vs Lincoln

ExpenseRochesterLincoln
Monthly take-home$4,122$4,378
1BR rent$1,400$1,150
Groceries$380$357
Transport$55$48
Utilities$168$152
Internet$62$58
Left after essentials$2,057$2,613

Frequently asked questions

Is Lincoln cheaper than Rochester?

Yes. Lincoln has a cost of living index of 86 vs 94 for Rochester (100 = US average). That's about 9% cheaper.

How much will I save moving from Rochester to Lincoln?

On a $75K salary, moving from Rochester to Lincoln could save roughly $300/month on core expenses. That's ~$3,600/year.

What salary do I need in Lincoln to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $68,617/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only