Moving from Rochester to Bismarck (2026)

Bismarck has a COL index of 87 vs 94 for Rochester (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$287/mo
on core expenses · $75K salary baseline

Key differences

COL index
9487
100 = US avg
1BR rent
$1,400$1,150
per month
State tax
9.9%2.5%
income tax
Take-home at $75K
$4,122$4,584
per month

Salary needed in Bismarck to match your Rochester lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in RochesterEquivalent in Bismarck
$40K$37,021
$50K$46,277
$60K$55,532
$75K$69,415
$80K$74,043
$100K$92,553
$120K$111,064
$150K$138,830

Monthly budget at $75K — Rochester vs Bismarck

ExpenseRochesterBismarck
Monthly take-home$4,122$4,584
1BR rent$1,400$1,150
Groceries$380$369
Transport$55$42
Utilities$168$152
Internet$62$65
Left after essentials$2,057$2,806

Frequently asked questions

Is Bismarck cheaper than Rochester?

Yes. Bismarck has a cost of living index of 87 vs 94 for Rochester (100 = US average). That's about 7% cheaper.

How much will I save moving from Rochester to Bismarck?

On a $75K salary, moving from Rochester to Bismarck could save roughly $287/month on core expenses. That's ~$3,444/year.

What salary do I need in Bismarck to match my Rochester lifestyle?

To maintain the same purchasing power as $75,000 in Rochester, you'd need roughly $69,415/year in Bismarck. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only