Moving from Roanoke to Cebu City (2026)

Cebu City has a COL index of 37 vs 87 for Roanoke (100 = US average). You'd pay about 57% less for the same lifestyle.

Save ~$1,163/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
87 โ†’ 37
100 = US avg
1BR rent
$1,200 โ†’ $400
per month
State tax
5.8% โ†’ None
income tax
COL difference
87 โ†’ 37
57% cheaper

Salary needed in Cebu City to match your Roanoke lifestyle

Based on the 57% cost of living decrease between the two cities.

Your salary in RoanokeEquivalent in Cebu City
$40K$17,011
$50K$21,264
$60K$25,517
$75K$31,897
$80K$34,023
$100K$42,529
$120K$51,034
$150K$63,793

Adjust your salary

Save ~$814/moon core expenses at $75K

Monthly budget at $75K โ€” Roanoke vs Cebu City

ExpenseRoanokeCebu City
Monthly take-home$4,378$4,741
1BR rent$1,200$400
Groceries$361$380
Transport$48$150
Utilities$155$55
Internet$60$25
Left after essentials$2,554$3,731

30-Year Wealth Builder

If you invest your monthly savings of $814 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$993,056

over 30 years compared to staying in Roanoke โ€” that's the real price of a city.

$814/mo invested

Frequently asked questions

Is Cebu City cheaper than Roanoke?

Yes. Cebu City has a cost of living index of 37 vs 87 for Roanoke (100 = US average). That's about 57% cheaper.

How much will I save moving from Roanoke to Cebu City?

On a $75K salary, moving from Roanoke to Cebu City saves roughly $1,163/month on core expenses. That's ~$13,956/year.

What salary do I need in Cebu City to match my Roanoke lifestyle?

To maintain the same purchasing power as $75,000 in Roanoke, you'd need roughly $31,897/year in Cebu City. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only