Moving from Richmond to Tempe (2026)

Tempe has a COL index of 103 vs 98 for Richmond (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$53 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
98103
100 = US avg
1BR rent
$1,600$1,600
per month
State tax
5.8%2.5%
income tax
Take-home at $75K
$4,378$4,584
per month

Salary needed in Tempe to match your Richmond lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in RichmondEquivalent in Tempe
$40K$42,041
$50K$52,551
$60K$63,061
$75K$78,827
$80K$84,082
$100K$105,102
$120K$126,122
$150K$157,653

Monthly budget at $75K — Richmond vs Tempe

ExpenseRichmondTempe
Monthly take-home$4,378$4,584
1BR rent$1,600$1,600
Groceries$369$380
Transport$70$55
Utilities$155$210
Internet$60$62
Left after essentials$2,124$2,277

Frequently asked questions

Is Tempe cheaper than Richmond?

No. Tempe has a cost of living index of 103 vs 98 for Richmond (100 = US average). That's about 5% more expensive.

How much will I save moving from Richmond to Tempe?

On a $75K salary, core expenses in Tempe run about $53/month more than Richmond. Factor this into your salary negotiation when relocating.

What salary do I need in Tempe to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $78,827/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only