Moving from Richmond to Stockton (2026)

Stockton has a COL index of 100 vs 98 for Richmond (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$88 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
98100
100 = US avg
1BR rent
$1,600$1,500
per month
State tax
5.8%9.3%
income tax
Take-home at $75K
$4,378$4,159
per month

Salary needed in Stockton to match your Richmond lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in RichmondEquivalent in Stockton
$40K$40,816
$50K$51,020
$60K$61,224
$75K$76,531
$80K$81,633
$100K$102,041
$120K$122,449
$150K$153,061

Monthly budget at $75K — Richmond vs Stockton

ExpenseRichmondStockton
Monthly take-home$4,378$4,159
1BR rent$1,600$1,500
Groceries$369$388
Transport$70$68
Utilities$155$145
Internet$60$65
Left after essentials$2,124$1,993

Frequently asked questions

Is Stockton cheaper than Richmond?

No. Stockton has a cost of living index of 100 vs 98 for Richmond (100 = US average). That's about 2% more expensive.

How much will I save moving from Richmond to Stockton?

On a $75K salary, moving from Richmond to Stockton could save roughly $88/month on core expenses. That's ~$1,056/year.

What salary do I need in Stockton to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $76,531/year in Stockton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only