Moving from Richmond to Omaha (2026)

Omaha has a COL index of 87 vs 98 for Richmond (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$428/mo
on core expenses · $75K salary baseline

Key differences

COL index
9887
100 = US avg
1BR rent
$1,600$1,200
per month
State tax
5.8%5.8%
income tax
Take-home at $75K
$4,378$4,378
per month

Salary needed in Omaha to match your Richmond lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in RichmondEquivalent in Omaha
$40K$35,510
$50K$44,388
$60K$53,265
$75K$66,582
$80K$71,020
$100K$88,776
$120K$106,531
$150K$133,163

Monthly budget at $75K — Richmond vs Omaha

ExpenseRichmondOmaha
Monthly take-home$4,378$4,378
1BR rent$1,600$1,200
Groceries$369$361
Transport$70$50
Utilities$155$155
Internet$60$60
Left after essentials$2,124$2,552

Frequently asked questions

Is Omaha cheaper than Richmond?

Yes. Omaha has a cost of living index of 87 vs 98 for Richmond (100 = US average). That's about 11% cheaper.

How much will I save moving from Richmond to Omaha?

On a $75K salary, moving from Richmond to Omaha could save roughly $428/month on core expenses. That's ~$5,136/year.

What salary do I need in Omaha to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $66,582/year in Omaha. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only