Moving from Richmond to Oaxaca (2026)

Oaxaca has a COL index of 32 vs 98 for Richmond (100 = US average). You'd pay about 67% less for the same lifestyle.

Save ~$1,563/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
98 โ†’ 32
100 = US avg
1BR rent
$1,600 โ†’ $400
per month
State tax
5.8% โ†’ None
income tax
COL difference
98 โ†’ 32
67% cheaper

Salary needed in Oaxaca to match your Richmond lifestyle

Based on the 67% cost of living decrease between the two cities.

Your salary in RichmondEquivalent in Oaxaca
$40K$13,061
$50K$16,327
$60K$19,592
$75K$24,490
$80K$26,122
$100K$32,653
$120K$39,184
$150K$48,980

Adjust your salary

Save ~$1,254/moon core expenses at $75K

Monthly budget at $75K โ€” Richmond vs Oaxaca

ExpenseRichmondOaxaca
Monthly take-home$4,378$4,741
1BR rent$1,600$400
Groceries$369$380
Transport$70$150
Utilities$155$45
Internet$60$25
Left after essentials$2,124$3,741

30-Year Wealth Builder

If you invest your monthly savings of $1,254 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,529,844

over 30 years compared to staying in Richmond โ€” that's the real price of a city.

$1,254/mo invested

Frequently asked questions

Is Oaxaca cheaper than Richmond?

Yes. Oaxaca has a cost of living index of 32 vs 98 for Richmond (100 = US average). That's about 67% cheaper.

How much will I save moving from Richmond to Oaxaca?

On a $75K salary, moving from Richmond to Oaxaca saves roughly $1,563/month on core expenses. That's ~$18,756/year.

What salary do I need in Oaxaca to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $24,490/year in Oaxaca. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only