Moving from Richmond to Nashville (2026)

Nashville has a COL index of 112 vs 98 for Richmond (100 = US average). Expect to pay about 14% more for the same lifestyle.

Pay ~$211 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
98112
100 = US avg
1BR rent
$1,600$1,800
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in Nashville to match your Richmond lifestyle

Based on the 14% cost of living increase between the two cities.

Your salary in RichmondEquivalent in Nashville
$40K$45,714
$50K$57,143
$60K$68,571
$75K$85,714
$80K$91,429
$100K$114,286
$120K$137,143
$150K$171,429

Monthly budget at $75K — Richmond vs Nashville

ExpenseRichmondNashville
Monthly take-home$4,378$4,741
1BR rent$1,600$1,800
Groceries$369$365
Transport$70$70
Utilities$155$170
Internet$60$60
Left after essentials$2,124$2,276

Frequently asked questions

Is Nashville cheaper than Richmond?

No. Nashville has a cost of living index of 112 vs 98 for Richmond (100 = US average). That's about 14% more expensive.

How much will I save moving from Richmond to Nashville?

On a $75K salary, core expenses in Nashville run about $211/month more than Richmond. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $85,714/year in Nashville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only