Moving from Richmond to Jacksonville (2026)

Jacksonville has a COL index of 93 vs 98 for Richmond (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$63/mo
on core expenses · $75K salary baseline

Key differences

COL index
9893
100 = US avg
1BR rent
$1,600$1,650
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in Jacksonville to match your Richmond lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in RichmondEquivalent in Jacksonville
$40K$37,959
$50K$47,449
$60K$56,939
$75K$71,173
$80K$75,918
$100K$94,898
$120K$113,878
$150K$142,347

Monthly budget at $75K — Richmond vs Jacksonville

ExpenseRichmondJacksonville
Monthly take-home$4,378$4,741
1BR rent$1,600$1,650
Groceries$369$365
Transport$70$50
Utilities$155$190
Internet$60$62
Left after essentials$2,124$2,424

Frequently asked questions

Is Jacksonville cheaper than Richmond?

Yes. Jacksonville has a cost of living index of 93 vs 98 for Richmond (100 = US average). That's about 5% cheaper.

How much will I save moving from Richmond to Jacksonville?

On a $75K salary, core expenses in Jacksonville run about $63/month more than Richmond. Factor this into your salary negotiation when relocating.

What salary do I need in Jacksonville to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $71,173/year in Jacksonville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only