Moving from Richmond to Harrisburg (2026)

Harrisburg has a COL index of 90 vs 98 for Richmond (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$322/mo
on core expenses · $75K salary baseline

Key differences

COL index
9890
100 = US avg
1BR rent
$1,600$1,250
per month
State tax
5.8%3.1%
income tax
Take-home at $75K
$4,378$4,547
per month

Salary needed in Harrisburg to match your Richmond lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in RichmondEquivalent in Harrisburg
$40K$36,735
$50K$45,918
$60K$55,102
$75K$68,878
$80K$73,469
$100K$91,837
$120K$110,204
$150K$137,755

Monthly budget at $75K — Richmond vs Harrisburg

ExpenseRichmondHarrisburg
Monthly take-home$4,378$4,547
1BR rent$1,600$1,250
Groceries$369$372
Transport$70$72
Utilities$155$175
Internet$60$63
Left after essentials$2,124$2,615

Frequently asked questions

Is Harrisburg cheaper than Richmond?

Yes. Harrisburg has a cost of living index of 90 vs 98 for Richmond (100 = US average). That's about 8% cheaper.

How much will I save moving from Richmond to Harrisburg?

On a $75K salary, moving from Richmond to Harrisburg could save roughly $322/month on core expenses. That's ~$3,864/year.

What salary do I need in Harrisburg to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $68,878/year in Harrisburg. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only