Moving from Richmond to Eugene (2026)

Eugene has a COL index of 107 vs 98 for Richmond (100 = US average). Expect to pay about 9% more for the same lifestyle.

Pay ~$66 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
98107
100 = US avg
1BR rent
$1,600$1,650
per month
State tax
5.8%9.9%
income tax
Take-home at $75K
$4,378$4,122
per month

Salary needed in Eugene to match your Richmond lifestyle

Based on the 9% cost of living increase between the two cities.

Your salary in RichmondEquivalent in Eugene
$40K$43,673
$50K$54,592
$60K$65,510
$75K$81,888
$80K$87,347
$100K$109,184
$120K$131,020
$150K$163,776

Monthly budget at $75K — Richmond vs Eugene

ExpenseRichmondEugene
Monthly take-home$4,378$4,122
1BR rent$1,600$1,650
Groceries$369$395
Transport$70$82
Utilities$155$128
Internet$60$65
Left after essentials$2,124$1,802

Frequently asked questions

Is Eugene cheaper than Richmond?

No. Eugene has a cost of living index of 107 vs 98 for Richmond (100 = US average). That's about 9% more expensive.

How much will I save moving from Richmond to Eugene?

On a $75K salary, core expenses in Eugene run about $66/month more than Richmond. Factor this into your salary negotiation when relocating.

What salary do I need in Eugene to match my Richmond lifestyle?

To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $81,888/year in Eugene. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only