Moving from Richmond to Billings (2026)
Billings has a COL index of 89 vs 98 for Richmond (100 = US average). You'd pay about 9% less for the same lifestyle.
Save ~$427/mo
on core expenses · $75K salary baseline
Key differences
COL index
9889
100 = US avg
1BR rent
$1,600$1,200
per month
State tax
5.8%6.8%
income tax
Take-home at $75K
$4,378$4,316
per month
Salary needed in Billings to match your Richmond lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in Richmond | Equivalent in Billings |
|---|---|
| $40K | $36,327 |
| $50K | $45,408 |
| $60K | $54,490 |
| $75K | $68,112 |
| $80K | $72,653 |
| $100K | $90,816 |
| $120K | $108,980 |
| $150K | $136,224 |
Monthly budget at $75K — Richmond vs Billings
| Expense | Richmond | Billings |
|---|---|---|
| Monthly take-home | $4,378 | $4,316 |
| 1BR rent | $1,600 | $1,200 |
| Groceries | $369 | $369 |
| Transport | $70 | $42 |
| Utilities | $155 | $148 |
| Internet | $60 | $68 |
| Left after essentials | $2,124 | $2,489 |
Frequently asked questions
Is Billings cheaper than Richmond?
Yes. Billings has a cost of living index of 89 vs 98 for Richmond (100 = US average). That's about 9% cheaper.
How much will I save moving from Richmond to Billings?
On a $75K salary, moving from Richmond to Billings could save roughly $427/month on core expenses. That's ~$5,124/year.
What salary do I need in Billings to match my Richmond lifestyle?
To maintain the same purchasing power as $75,000 in Richmond, you'd need roughly $68,112/year in Billings. This is based on the overall COL index difference between the two cities.
Moving from Billings to RichmondRichmond vs Billings — full comparisonRichmond cost of livingBillings cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only